Guaranteed Rate Mortgage Corporation:

Refinancing a Property You Already Own

Is there an advantage to applying online for my loan or should I come in and talk to you?

Meeting with you in person is the best way for us to match you with the right loan and increases your chances of having your loan actually close. Applying online gives us all your information in one place and makes it easy for us to keep your loan moving along. It's a great place to start. We want you to be treated to star service through out your experience. We are a family oriented company and we like getting to know you and the people who matter to you. Often one meeting can clear up a lot of questions that might take much longer only using email or phones. More than anything, we want you to be comfortable with your transactions with us. If you are more comfortable coming in face to face, we will fill out the application for you. If you would prefer to enter it all online that is great too.

Confused?

Call Dan or Peter: 262-782-7002

Fields marked in red are required.

How do you intend to use this property?:
Primary Residence
Second Home
Investment / Income

How many units does the property have?
unit(s)

When did you originally purchase this property?
(month/year)

What was the original purchase price?
$

What year was the property built?

What is the current estimated value of this property?
$

What are your annual property taxes for this property?
$ per year

What is the estimated annual homeowner's insurance premium for this property?
$ per year

Has this property been listed for sale in the last 12 months?
Yes
No

What is/are your primary reason(s) for refinancing?
Lower Monthly Payment
Pay Off Loan Earlier
Cash Out for other reasons
Not Sure
What mortgage program would best suit your needs?
Fixed Rate
Adjustable
Fixed for
Interest Only
Combination of 1st and 2nd mortgages
Not Sure

What mortgage term would you prefer?
year(s)

Would you like a mortgage analysis comparing up to 4 programs chosen above?
Yes
No

Please select the current type of loan you have:
Conventional
FHA
VA
Not Sure

What is the current balance on your 1st mortgage?
$

What is the interest rate on the current loan?
%

What is the term on the current loan?
15 year
30 year
Other
unknown

Is your current loan program fixed or adjustable?
Fixed
Adjustable
Not sure

What is your current 1st Mortgage principal and interest payment per month (NOT including taxes and insurance)?
$ per month

Do you pay mortgage insurance on your current loan? (PMI or MIP are commonly used abbreviations for mortgage insurance.)
Yes
No

Do you have a second mortgage, Home Equity Loan, or Home Equity Line of Credit?
Yes
No

If yes:

What is the existing balance?
$

What is the current interest rate?
%

What is the term?
30 year
15 year
Other

Is the loan/line fixed or adjustable?
Fixed
Adjustable
Not Sure

What is your current principal and interest payment per month on the second loan?
$ per month

What would be your preference as far as your 2nd lien is concerned?
Payoff and close
Pay down but leave open
Do nothing

Do you prefer to pay your taxes and hazard insurance with your monthly payment?
Yes
No (Pay Taxes and Insurance Separately)

If possible, would you like to finance any closing costs into your new loan?
Yes
No, I will pay any costs "out of pocket"

What is the address of the property to be refinanced?
Address
State
Zip Code

What other property do you currently own?
First Time Home Buyer
Primary Residence
Second Home
Investment/Income Property
Land/Lo

Borrower

First Name

Middle Initial

Last Name

"Goes By"

Social Security #

Marital Status Married Separated Unmarried

Date of Birth (MM/DD/YYYY)

Education Level

Number of Dependants

Age(s)

Home Phone

Cell Phone

E-Mail Address

Address
Address

City

State

Zip Code

How long has the borrower lived at this residence? years months

If less then 2 years at current location, please complete the following:

Address

City

State

Zip

Did you: Own Rent Live Rent Free
# years at this residence

Current monthly housing payment: $

Does the borrower own or rent this residence? Own
Rent
Live Rent Free

If renting, please complete the following:

Landlord's Name:

Landlord's Phone:

If owned, please complete the following:

Do you intend to sell current home? Yes No

Current home listed for sale? Yes No

Estimated Market Value: $

Under Contract? Yes No

CO-BORROWER

First Name

Middle Initial

Last Name

"Goes By"

Social Security #

Marital Status Married Separated Unmarried

Date of Birth (MM/DD/YYYY)

Education Level

If different than Borrower please complete the following:

Number of Dependants

Age(s)

Home Phone

Cell Phone

E-Mail Address

Address

Address

City

State

Zip

How long has the borrower lived at this residence? years months

If less then 2 years at current location, please complete the following:

Address

City

State

Zip

Did you: Own Rent Live Rent Free

# years at this residence:

Current monthly housing payment: $

Does the Co-Borrower own or rent this residence? Own
Rent
Live Rent Free

If renting, please complete the following:

Landlord's Name:

Landlord's Phone:

Borrower Employer

Employment

Position

Work Phone

Fax

How long has the borrower worked for this employer? years months

How many years has the borrower been in this line of work/profession? years

Is the borrower self-employed? Yes No

Does the borrower own more than 25% of a corporation? Yes No

Does the borrower derive more than 25% of his/her annual income from bonuses or commissions? Yes No

Base Salary $ per month

*Overtime $ per month

*Bonus or Commission $ per month

Other Income $ per month

Other Income $ per month

* Must have a 2-year history of receiving this income. Use 2-year average per month.

If less than 2 year history at current job, fill out for previous employer.

Employer Name

Position

Work Phone

Position

Work Phone

Fax

How long has the borrower worked for this employer? years months

How many years has the borrower been in this line of work/profession? years

Is the Co-Borrower self-employed? Yes No

Does the borrower own more than 25% of a corporation? Yes No

Does the borrower derive more than 25% of his/her annual income from bonuses or commissions? Yes No

Base Salary per month

*Overtime $ per month

* Bonus or Commission $ per month

Other Income $ per month

Other Income $ per month

* Must have a 2-year history of receiving this income. Use 2-year average per month.

If less than 2 year history at current job, fill out for previous employer.

Employer

Position

Work Phone

Employed from to

ASSETS

Checking Account $

Savings Account / CDs $

Stocks and Bonds $

$

$

LIABILITIES
Please include any installment loan that will not be paid off in the next 10 months. Use the minimum payment required for credit card accounts. If you do not have any liabilities, please click the checkbox below.

Creditor Type of Debt Balance Owed Payment

$ $

$ $

$ $

$ $

$ $

$ $

$ $

$ $

$ $

$ $

LEGAL DECLARATION

Are you a U.S. Citizen?
Yes
No

Have you filed for bankruptcy in the last 4 years?
Yes
No

Have you owned property which was foreclosed in the last 4 years?
Yes
No

Are there any judgements, lawsuits, bankruptcy (last 10 years), foreclosures, alimony, child support, or indirect credit obligations (guarantees or co-signing) we should be aware of?
Yes
No
If Yes, please describe

Who referred you to Ameristar Mortgage?

16535 W. Bluemound Rd., Suite 310, Brookfield, WI 53005 | 262-782-7002 | Disclaimer | Visit us on Facebook

Equal Housing Lender | Illinois Residential Mortgage Licensee NMLS License #2611 | 3940 N. Ravenswood Chicago, IL 60613
Daniel Breitzman NMLS ID:169821 WI - 169821 - 27394BA NMLS ID#169821
Peter Radjenovich NMLS ID:283702, WI - 10771 - 27394BA